iGENS is a new approach to managing your business working capital that is efficient and cost you less at no interest
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Access to Lower Cost Credit
By joining iGENS, members have access to short and long term credit at lower cost when compared with conventional or Islamic financing.
More Credit means More Liquidity in the Community
More credit leads to increased liquidity in the community that stimulates the circulation of more goods and services, promotes trade, business and profits.
Long Term Sustainable Growth
Long term access to interest free credit means all members in the community will experience a sustained growth in business activity.
Ideal for Startups
Without the burden of financing cost, startups can dedicate more resources to building their business.
Better Utilization of Excess Production or Inventory
Members are able to trade without being constrained by working capital limitation. Members are now able to better utilize the excess production or inventory that will otherwise be wasted.
Social Benefit to the Community
With increased business activity, more employment opportunities will be created, standard of living will improve and communities will flourish.
Effective Strategy to Overcome the Business Cycle
iGENS provides a business platform that is stable, non-inflationary and an effective strategy to overcome the vicious cycle of crisis and depression.
Shariáh Compliant
iGENS is Shari’ah compliant meaning that all transactions made is in line with Islamic Principles and riba’ free
A compelling solution to SME's working capital needs
“SME is the backbone of the economy. 98.5% of business establishments in Malaysia are SMEs operating in various sectors including service, manufacturing, construction, agriculture, mining and quarrying. 96% of SME funding comes from interest bearing loans by financial institutions and mainly used as working capital.” – Source from SMECorp Malaysia.
The leading cause of business failure for SMEs is the lack of low cost financing for use as working capital and cost effective methods to access their customers.
With iGENS, SMEs are now able to finance their working capital needs without the burden of interest payments. iGENS also offer an online marketplace where members can trade goods and services in a safe and secure environment. With this online marketplace, members can reduce their overhead expense and take advantage of TijarahNet’s expertise in eCommerce.
Learn how iGENS can help your team
Schedule some time to talk with our experts and they will show you exactly how TijarahNet can help you improve your business.
